As we reach 2026, the term “downsizing” has been replaced by a more positive concept: Rightsizing. For many San Diego seniors, the massive family home in Chula Vista or the multi-level house in Del Mar is no longer a sanctuary; it’s a burden. The “Third Act” of life should be about freedom, travel, and health, not roof leaks and yard maintenance.

 

The Financial Strategy Behind the Move

 

With San Diego property values reaching record highs this year, your home is likely your most significant retirement fund. Rightsizing allows you to “unlock” that equity. Many of my clients are selling their $1.5M+ homes, buying a modern, single-story luxury condo or a home in a vibrant 55+ community like Auberge at Del Sur for $900k, and putting the difference into a high-yield investment or a 1031 exchange property.

 

What to Look for in a 2026 “Forever Home”:

 

• Universal Design: Look for zero-step entries, wide doorways, and smart-lighting systems that adapt to your needs.

 

• Walkability and Connection: In 2026, proximity to San Diego’s expanded trolley lines or walkable “village” centers is key. Isolation is the enemy of healthy aging.

 

• Smart Security: Modern homes now feature integrated AI security that can alert family members to falls or emergencies, providing peace of mind without sacrificing independence.

 

• The Emotional Transition: I understand that a home is more than an asset; it’s a collection of memories. My role is to manage the logistics of the move—from estate sales to professional packing—so you can focus on the excitement of your next chapter.

 

Ready to explore what your “Third Act” could look like? Let’s create a personalized Rightsizing Roadmap. Your first consultation is free, and our Mobile Notary Service is available to bring the paperwork to your doorstep.